Teachers Login Here

Teachers Login Form

 

Pupils Login Here

Pupils Login Form

 



    Product Name

  • Type of Product
  • Typeof Security
  • Category
  • Loan Amount (Rs)
  • Loan Tenor(Yrs)
  • Eligibility Criteria



  • Additional Details

    Business Loan to Practicing Doctor’s

  • : Doctor’s Loan
  • : Personal Guarantee
  • : Individual
  • : Mini - Rs . 5 lacs              Max - 35 lacs
  • : Mini – 1 years         Max – 3 years
  • : MBBS / MD / MS / Dentist
    Practicing for last 3 years and Profit making.
    Receipt of the concern should be more than 8.50 lacs
    Profit of the concern should be above 4.50 lacs
  • : CIBIL scores mandatory
    Residence and Clinic should be separate

    Product Name

  • Type of Product
  • Typeof Security

  • Category

  • Loan Amount (Rs)
  • Loan Tenor(Yrs)
  • Eligibility Criteria


  • Additional Details

    Loan Against Securities

  • : Secured against securities
  • : Equity Shares / Mutual Fund / Debt Mutual Fund & FMP / REC, NHAI, NABARD, & PFC Bonds / Insurance Policies.
  • : Individual - Equity Shares /Mutual Fund
    Individual / Firms / Pvt. Ltd / Ltd Co. for rest of securities
  • : Mini - Rs . 10 lac              Max - 10 crs
  • : Yearly Renewal
  • : Only DEMAT Securities are eligible
    Only approved securities with respective lenders are eligible
    Depository services of NSDL require
  • Drawing Power       Type of Securities
          50 %                   Shares / Mutual Fund
          85 %                 Debt Mutual Fund & FMP
          85 %                 REC, NHAI, NABARD & PFC Bonds
         90 %                  Insurance Policies
    Overdraft limit will be in set with respective lender.

    Product Name

  • Type of Product
  • Typeof Security
  • Category
  • Loan Amount (Rs)
  • Loan Tenor(Yrs)
  • Eligibility Criteria


  • Additional Details

    Loan Against Property

  • : Loan up to 125% of Market Valuation of Property
  • : Residential, Commercial Property
  • : Individual / Partnership Firm / Pvt Ltd / Ltd Cos
  • : Mini - Rs . 1 cr              Max - 25 crs
  • : Mini – 12 months         Max – 120 months
  • : Business establishment of 3 years and Profit making.
    One year track record of Cash Credit / Overdraft facility
    Turnover of the concern should more than 1cr
  • : CIBIL scores mandatory
    Satisfactory Financial ratios required
    Property located in India at Multi location is acceptable
    Take-over of loans and Debt Consolidation is possible

    Product Name

  • Type of Product
  • Typeof Security
  • Category
  • Loan Amount (Rs)
  • Loan Tenor(Yrs)
  • Eligibility Criteria




  • Additional Details

    Loan Against Unsold Stock to Builder

  • : Security up to 200% of Loan amount
  • : Ready constructed, Unsold Residential & Commercial property
  • : Builders / Developers / Construction Co etc
  • : Mini - Rs . 1 cr              Max - 50 crs
  • : Mini – 12 months         Max – 84 months
  • : Established and reputed developers across India with proven track record for deliverance of their projects on time. 2 years Financial documents should disclose reflection of previous project done. Must have some current and upcoming project in hand to justify repayment of loan.
  • : Compulsory mortgage of self-occupied house or office premises of applicant is required. Unsold stock should be marketable

    Product Name

  • Type of Product
  • Typeof Security
  • Category
  • Loan Amount (Rs)
  • Loan Tenor(Yrs)
  • Eligibility Criteria



  • Additional Details

    Equipment / Machinery Finance

  • : Premium Engineering Equipment/Machinery
  • : Only New Equipment/ Machinery
  • : Self-Employed / Partnership Firm/ Pvt. Ltd Co / Ltd Co.
  • : Mini -5,00,000       Max – 2,00,00,000
  • : Mini – 1 year         Max - 4 years
  • : The business activity must be in existence for past 3 yrs with Financial and ITR. Latest turnover and new order in hand need to justify the requirement. The repayment can be justified after adjusting current term loan obligation
  • : Finance assistance for Imported Machines with LC backed transaction is available. Maximum up to 80% funding of Invoice is available.
    This scheme is valid up to 15 August 2013

    Product Name

  • Type of Product
  • Typeof Security
  • Category Age
  • Loan Amount (Rs)
  • Loan Tenor(Yrs)
  • Eligibility Criteria

  • Additional Details

    Reverse Mortgage

  • : Secured Against Residential Property
  • : Self- Occupied Property
  • : Applicant – 60 yrs & Above , Co-Applicant – 58 yrs & above
  • : Mini– 1,00,000
  • : For Lifetime
  • : Property must belong to applicant and he / she must have self occupancy. The age criteria should be fulfill
  • : Reverse mortgage is provided to meet personal expenses of senior citizen against their self-occupied house. After sanction the loan amount is credited to saving account. Loan can be available on monthly / quarterly / Lump sum basis. The applicant have option to sale the property and pay-off the loan or the legal heir’s will have the first right to settle the loan

    Product Name

  • Type of Product
  • Typeof Security
  • Category
  • Loan Amount (Rs)
  • Loan Tenor(Yrs)
  • Eligibility Criteria



  • Additional Details

    Home Loan For Low Income Individuals

  • : Security up to 75% to 80% of Property
  • : Residential Property
  • : Individual / Self-Employed / Professionals / Others
  • : Mini - 1,00,000        Max - 1,00,00,000
  • : Mini - 1 yr               Max - 30 yrs
  • : Applicant must be in earning capacity from whatever source he/ she declares. The repayment can be justified by way of cash / cheque salary, cash collection from business etc. The business activity must be in existence
  • : Property must be legally clear, N.A Land with Gram Panchayat approved /sanction projects are also eligible. Registered Mortgage, Guarantor’s may be applicable on case to case basis.

    Product Name

  • Type of Product
  • Typeof Security
  • Category
  • Loan Amount (Rs)
  • Loan Tenor(Yrs)
  • Eligibility Criteria



  • Additional Details

    Loan Against Property for Low Income

  • : Security up to 45% to 60% of Property
  • : Residential / Commercial Property
  • : Individual / Self-Employed / Professionals / Others
  • : Mini - 1,00,000      Max - 1,50,00,000
  • : Mini - 1 yr             Max - 10 yrs
  • : Applicant must be in earning capacity from whatever source he/ she declares. The repayment can be justified by way of cash / cheque salary, cash collection from business etc. The business activity must be in existence.
  • : Property must be legally clear.
    Registered Mortgage, Guarantor’s may be applicable on case to case basis

    Product Name

  • Type of Product
  • Typeof Security
  • Category
  • Loan Amount (Rs)
  • Loan Tenor(Yrs)
  • Eligibility Criteria



  • Additional Details

    Loan to Purchase Bungalow’s

  • : Security up to 60% to 80% of Property
  • : Residential Property
  • : Individual / Self-Employed / Professionals / Others
  • : Mini - 1,00,000        Max - 1,00,00,000
  • : Mini - 1 yr               Max - 20 yrs
  • : Applicant must be in earning capacity from whatever source he/ she declares. The repayment can be justified by way of cash / cheque salary, cash collection from business etc. The business activity must be in existence.
  • : Property must be legally clear, N.A Land with Town Planning or Gram Panchayat approved /sanction projects are also eligible. Registered Mortgage, Guarantor’s may be applicable on case to case basis.

    Product Name

  • Type of Product
  • Typeof Security
  • Category
  • Loan Amount (Rs)
  • Loan Tenor(Yrs)
  • Eligibility Criteria



  • Additional Details

    Unsecured Loan for HNI Business

  • : Unsecured Loan
  • : Personal Guarantee of Promoters
  • : Individual / Self-Employed / Professionals / Others
  • : Mini - 1,00,000        Max - 5,00,00,000
  • : Mini - 1 yr               Max - 2 yrs
  • : The turnover of company should be minimum Rs.25 Crs or above, Profit making and having good loan repayment track record. Business should be in existence for past 3 yrs. The business establishment must be in India.
  • : Company and Promoters should have good reputation in market. Rating from Credit Rating Agencies required / optional. Company or Promoter Stake / Shares in case of Pvt Ltd / Ltd Co’s OR Collateral Security may require on case to case basis.

    Product Name

  • Type of Product
  • Typeof Security
  • Category
  • Loan Amount (Rs)
  • Loan Tenor(Yrs)
  • Eligibility Criteria





  • Additional Details

    100% Loan Against Property

  • : Secured Loan
  • : Self-Occupied Residential / Commercial Property
  • : Individual / Self-Employed / Professionals / Others
  • : Mini - 50,00,000        Max - 5,00,00,000
  • : Mini - 1 yr                Max - 10 yrs
  • : The business activity must be in existence for past 3yrs. Profit making and having good loan repayment track record require.The repayment can be justified by way of cash collection from business. The property for mortgage must be under utilization of Promoter and company.
  • : Company and Promoters should have good reputation in market. Registered Mortgage, Guarantor’s may be applicable on case to case basis. Property hold, as for investment purpose is not eligible under this product.

    Product Name

  • Type of Product
  • Typeof Security
  • Category
  • Loan Amount (Rs)
  • Loan Tenor(Yrs)
  • Eligibility Criteria




  • Additional Details

    SME Loans for Business

  • : Security up to 80% to 100% of Property
  • : Residential / Commercial Property, Machineries, Stock etc
  • : Individual / Self-Employed / Professionals / Others
  • : Mini - 50,00,000        Max - 25,00,00,000
  • :Depends on Type of Facility
  • : The business activity must be in existence for past 2yrs (min. 2 years Financial documents require). Profit making and having incremental turnover is require.The repayment can be justified by way of cash flow from business.Company and Promoters should have good reputation in market.
  • : Personal Guarantee of Promotersrequired. Property must be legally clear, Registered Mortgage, Guarantor’s may be applicable on case to case basis. Facility such as Cash Credit, Term Loan, Bill Discounting, Letter of Credit, Bank Guarantee etc can be availed.

    Product Name

  • Type of Product
  • Typeof Security
  • Category
  • Loan Amount (Rs)
  • Loan Tenor(Yrs)
  • Eligibility Criteria





  • Additional Details

    Re-Structuring of Non-Performing Assets

  • : Security up to 250% of Property
  • : Residential / Commercial Property, Machineries etc
  • : Individual / Self-Employed / Professionals / Others
  • : Mini - 5,00,00,000        Max - 50,00,00,000
  • :Mini - 1 yr           Max - 4 yrs
  • : The company must be declared NPA by the respective banker’s. Closed / Operational companies are considered for restructuring. The repayment can be justified by way of cash flow from business activity. Reason behind company becoming NPA should be disclosed.
  • : Property must be legally clear and latest valuation of property by approved value of respective lender is required. If want, the lender can negotiate for One-Time Settlement with borrowers Banker. Additional property can be provided to cover the gap of property ratio, if the borrower requires certain addition funds. Registered Mortgage, Guarantor’s may be applicable on case to case basis.

    Product Name

  • Type of Product
  • Typeof Security
  • Category
  • Loan Amount (Rs)
  • Loan Tenor(Yrs)
  • Eligibility Criteria






  • Additional Details

    Take-over of Non-Performing Assets

  • : Security up to 150% of Property
  • : Residential / Commercial Property
  • : Individual / Self-Employed / Professionals / Others
  • : Mini - 1,00,00,000        Max - 50,00,00,000
  • :Mini - 1 yr           Max - 4 yrs
  • : The company must be declared NPA by the respective banker’s. Closed / Operational companies are considered for takeover of company. The repayment can be justified by way of cash flow from business activity or from sale of property / assets. Reason behind company becoming NPA should be disclosed.
  • : Property must be legally clear and latest valuation of property by approved valuer of respective lender is required. If want, the lender can negotiate for One-Time Settlement with borrowers Banker. Registered Mortgage, Guarantor’s may be applicable on case to case basis.

Company for Sale

The company was started in the year of 2002, with the aim of Manufacturing High Precision Sheet Metal Components for all Press Tool, Precision Mounting Fabrication, Automobiles parts & Switch Parts, General, Ducting, Structural & Marine Fabrication, etc.

Total Plot Area – 40,000 Sq. ft., Total Employees – 140 nos.

The building constructed in 1997 with 413kw power installation, factory is located in industrial area in palghar. Cities like Mumbai, Thane, Nasik , Silvasa are within 100 km to 150 km.

SOME OF OUR ESTEEMED CUSTOMERS are M/s Blue Star Ltd., M/s Emerson Network Power, UCPL (Joint Venture Between Fedders, USA & TATA’s), M/s Phoenix Ltd., M/s Midco Ltd, M/s Voltas Ltd., are regularly outsourcing to us for a long time to their full satisfaction.

We have most advance in-house technical capability in terms of CNC Turret Punch Machine, CNC Bending Machine, Power Presses, Tool Room, Quality Control etc. with flexibility to cater to virtual all kinds of customer requirements, capable of carrying out smallest to most tedious procedures.

Cumulative list of clients indicate our hands on experience of working for customers from varied industrial segments like Air-conditioning, Refrigeration, Other white goods, Brown Goods, Petroleum, Railways, Shipping, Telecommunications, Dockyards, etc.

The company has been certified ISO 9001-2000 for Quality Management.

Finance is the cornerstone of any activity. Be it for Individual, Business or Enterprise purposes. Finance is called by different names for different needs. Individual needs Finance for Home / Asset Purchase. Businessmen require it for myriad number of reasons. The word Finance is used interchangeably for all the different types of financial requirements. At Loan Product we offer the entire gamut of finance products for all types and categories of money requirements. Our objective is two fold. We champion the cause of Individuals / Businesses requiring funds from Banks / Financial institutions and at the same time our targets are also those Banks / Financial Institutions who wish to reach their new and innovative Products / Services to the right candidates. We have a specialized model of approaching each financial requirement. We believe that we can offer all the services under one umbrella and help prospective clients in understanding their need and designing a product for them or fitting them into one of the structured products. "Right product for the right Business," which will maximize profit and bring reduction in cost. We have an experienced team which offers credibility and support to the initiative called Loan Product. Please feel free to login and send your queries and requirements. We shall call you and address your requirements in due course.

Continue Reading »

Latest Events from Loan Product

9.50% is the new normal for home loan rates

MUMBAI: Interest

Unsecured Business Loan for E Commerce Industry

Unsecured Business loan for Ecommerce (online sales of product an

Leading Bankers & NBFC's in India