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Find Loan Products We Offers

We will match you with a loan program that meet your financial need. In short term liquidity,
by striving to make funds available to them within 24 hours of application.

100% Car Loan up to Rs.20 Lac

Purchase new car with zero margin money. For individuals and corporate rate of interest is 8.95%* and for women is 8.70%*. Maximum loan amount up to Rs.20 lakhs and maximum tenure up to 60 months is available. The cost includes (i.e. the cost of vehicle + RTO Registration + Tax + Insurance).  

Condition applies as per bank norms.

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Re-Structuring of Non-Performing Assets

  • The company which are declared Non performing Account by the respective banker’s whether it is Loss making or Operational companies are considered for restructuring. The repayment can be justified by way of cash flow from business activity or through sale of assets. Reason behind company becoming NPA should be disclosed.Property must be legally clear and latest valuation of property by approved value of respective lender is required. Additional property can be provided to cover the gap of property ratio if the borrower requires certain addition funds. One-Time Settlement (OTS) funding is possible.
    Individual , Pvt Ltd and Ltd companies needs to provide sufficient security viz (Residential, Commercial and any other type of Property). Loan amount of Rs.10 Cr and above with maximum 4 year tenure is available. 

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Collateral Free Business Loan for HNI

      : Personal Guarantee of Promoters

  • : Individual / Self-Employed / Professionals / Others
  • : Mini - 50,00,000        Max - 5,00,00,000
  • : Mini - 1 yr               Max - 4 yrs
  • : The turnover of company should be minimum Rs.25 Crs or above, Profit making and having good loan repayment track record. Business should be in existence for past 3 yrs. The business establishment must be in India.
  • : Company and Promoters should have good reputation in market. Rating from Credit Rating Agencies required / optional. Company or Promoter Stake / Shares in case of Pvt Ltd / Ltd Co’s OR Collateral Security may require on case to case basis.
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Loan Against Property on Cash Flow Basis

  • : Security up to 45% to 60% of Property
  • : Residential / Commercial Property
  • : Individual / Self-Employed / Professionals / Others
  • : Mini - 1,00,000      Max - 1,50,00,000
  • : Mini - 1 yr             Max - 10 yrs
  • : Applicant must be in earning capacity from whatever source he/ she declares. The repayment can be justified by way of cash / cheque salary, cash collection from business etc. The business activity must be in existence.
  • : Property must be legally clear.
    Registered Mortgage, Guarantor’s may be applicable on case to case basis
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Affordable Housing Loan for Low Income

  • : Security up to 75% to 80% of Property
  • : Residential Property
  • : Individual / Self-Employed / Professionals / Others
  • : Mini - 1,00,000        Max - 1,00,00,000
  • : Mini - 1 yr               Max - 30 yrs
  • : Applicant must be in earning capacity from whatever source he/ she declares. The repayment can be justified by way of cash / cheque salary, cash collection from business etc. The business activity must be in existence
  • : Property must be legally clear, N.A Land with Gram Panchayat approved /sanction projects are also eligible. Registered Mortgage, Guarantor’s may be applicable on case to case basis.
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Loan Against Machinery up to Rs.2.50 Cr

  • : Premium Engineering Equipment/Machinery
  • : Only New Equipment/ Machinery
  • : Self-Employed / Partnership Firm/ Pvt. Ltd Co / Ltd Co.
  • : Mini -5,00,000       Max – 2,00,00,000
  • : Mini – 1 year         Max - 4 years
  • : The business activity must be in existence for past 3 yrs with Financial and ITR. Latest turnover and new order in hand need to justify the requirement. The repayment can be justified after adjusting current term loan obligation
  • : Finance assistance for Imported Machines with LC backed transaction is available. Maximum up to 80% funding of Invoice is available. 
     
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Loan Against Unsold Stock of Builder

  • : Security up to 200% of Loan amount
  • : Ready constructed, Unsold Residential & Commercial property
  • : Builders / Developers / Construction Co etc
  • : Mini - Rs . 1 cr              Max - 50 crs
  • : Mini – 12 months         Max – 84 months
  • : Established and reputed developers across India with proven track record for deliverance of their projects on time. 2 years Financial documents should disclose reflection of previous project done. Must have some current and upcoming project in hand to justify repayment of loan.
  • : Compulsory mortgage of self-occupied house or office premises of applicant is required. Unsold stock should be marketable
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Loan Against Property in Mumbai up to 90% of Valuation

  • : Loan up to 90% of Market Valuation of Property
  • : Residential, Commercial Property
  • : Individual / Partnership Firm / Pvt Ltd / Ltd Cos
  • : Mini - Rs . 1 cr              Max - 25 crs
  • : Mini – 12 months         Max – 120 months
  • : Business establishment of 3 years and Profit making.
    One year track record of Cash Credit / Overdraft facility
    Turnover of the concern should more than 1cr
  • : CIBIL scores mandatory 
    Satisfactory Financial ratios required
    Property located in India at Multi location is acceptable 
    Take-over of loans and Debt Consolidation is possible
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Loan Against Securities

  • : Secured against securities
  • : Equity Shares / Mutual Fund / Debt Mutual Fund & FMP / REC, NHAI, NABARD, & PFC Bonds / Insurance Policies.
  • : Individual - Equity Shares /Mutual Fund 
    Individual / Firms / Pvt. Ltd / Ltd Co. for rest of securities
  • : Mini - Rs . 10 lac              Max - 10 crs
  • : Yearly Renewal
  • : Only DEMAT Securities are eligible
    Only approved securities with respective lenders are eligible
    Depository services of NSDL require
  • Drawing Power       Type of Securities
          50 %                   Shares / Mutual Fund 
          85 %                 Debt Mutual Fund & FMP
          85 %                 REC, NHAI, NABARD & PFC Bonds
         90 %                  Insurance Policies
    Overdraft limit will be in set with respective lender.
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Equipment Finance for Construction business

Industry such as infrastructure, engineering, civil contractors, minning etc requires equipment for ongoing as well as for new contracts. In such situation enterprenuers need not block much of capital in acquiring equipment rather than have option to buy on hire purchase or lease rental basis. We have NFBC who provide equipment finance for hire purchase and lease rental. Company with good business track records have advantage of lower rate of interest. You can avail loan sanction for propose contract with proper cash flow justification with supporting documents. You can send the quotation of desire equipment to confirm how much funding can be raise.        

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About Us

Finance is the cornerstone of any activity. Be it for Individual, Business or Enterprise purposes. Finance is called by different names for different needs. Individual needs Finance for Home / Asset Purchase. Businessmen require it for myriad number of reasons. The word Finance is used interchangeably for all the different types of financial requirements. At Loan Product we offer the entire gamut of finance products for all types and categories of money requirements. Our objective is two fold. We champion the cause of Individuals / Businesses requiring funds from Banks / Financial institutions and at the same time our targets are also those Banks / Financial Institutions who wish to reach their new and innovative Products / Services to the right candidates.

We have a specialized model of approaching each financial requirement. We believe that we can offer all the services under one umbrella and help prospective clients in understanding their need and designing a product for them or fitting them into one of the structured products. "Right product for the right Business," which will maximize profit and bring reduction in cost. We have an experienced team which offers credibility and support to the initiative called Loan Product. Please feel free to login and send your queries and requirements. We shall call you and address your requirements in due course.

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